Daniel L. Conrad is Executive Vice President and Secretary ofthe Company. Mr. Conrad is a licensed real estate agent inCalifornia and specializes in commercial mortgages. He has
  worked with Smith-Craine Real Estate Finance in San Franciscofor the past 16 years. He financed both residential and
  commercial loans. He has invested in real estate in San
  Francisco and Marin County since the early 1970s. Mr. Conrad isan international speaker on real estate topics. He holdsa B.A.degree from Northwestern University with a major in English and Political Science.